Tag Archives: Cost Savings

Shopping Hacks: Might As Well Take Advantage of Them

Shopping Hacks

A couple of days ago some people experienced the madness of Black Friday. This year the competition was fierce with most retailers opening their doors on Thursday afternoon. Obviously, the intent was to get a head start on the race of becoming the retailer with the highest sales of the season. Continue reading

Why We Refuse To Let Others Influence Our Decisions

Why we stopped letting others influence our decisions

So there I was in 2008 finishing graduate studies at Texas A&M University with a job offer that required moving to a little town called Gillette, WY. I remember my recruiter mentioning the name of the city and all I could think was “holy crap this place is going to be freezing cold”. Before you run with the idea of saying … “how were you able to say yes without even knowing where in the world this place was” …, well that’s not how it happened. My employer actually flew me there to have a look around before I took the job. Continue reading

12 Actionable Tips to Lower your Expenses and Make Extra Income

12 Actionable Tips to lower your Expenses and Make extra Income

We’ve all heard the expression “live within your means” or “spend less, save and invest the rest”. These simple yet, challenging guidelines have laid the foundation of our financial plan to achieve financial independence (FI). Continue reading

5 Decisions that led to $3,500+ in Annual Savings

5 decisions that led to $3,500+ in Annual Savings

I strongly believe there is always room for optimization in Personal Finance (PF). This is true to both income and expenses; however, the latter continues to be my focus because is the one I can control and influence the most. Continue reading