My Financial Money Map

My Financial Money Map

A couple of months ago I came across a great post by budget on a stick where he introduced the concept of a Money Map. He defines it as a “chart that shows you where all your money is coming in and going out“. In theory, this should be super simple but it will ultimately depend on your understanding of how your money flows through the various buckets you’ve created as part of your financial strategy. Continue reading

Blogger Recognition Award

blogger recognition award

I want to thank Araminta from Financially Mint who graciously nominated A Journey to FI for a Blogger Recognition Award. Initially, I was a little bit skeptical about the whole thing but once I started reading I realized it was the real deal!. A Journey to FI has only been out there for a few months so all I can say is that It’s great to be recognized for this award especially in this incredible Personal Finance community. Continue reading

The Law of Diminishing Returns

The Law of Diminishing Returns

A couple of weeks ago I was browsing through the content I follow but one stood out from the crowd. The title of the post was “Stacking Functions” by the Happy Philosopher (HP). As I started reading, the HP did a phenomenal job describing opportunities to improve efficiencies in various aspects of personal finance (PF); however, I would like to make the case of how Stacking Functions could greatly benefit from the Law Of Diminishing Returns (LODR). Continue reading

5 Valuable Lessons From My Financial Mentor

5 Valuable Lessons From My Financial Mentor

From reading posts from many of my fellow Personal Finance (PF) bloggers it occurred to me how much of the drive in achieving financial freedom has been influenced by having role models in our lives. Continue reading

My Mid-Year Performance Review

my mid-year performance review

I recently finished delivering mid-year performance reviews to all members of my team as well as getting one from my supervisor. Overall, It was a great opportunity to touch base on goal status, opportunities for improvement and gather feedback on things I can improve to make our team a high-performing one. Continue reading

Why We Refuse To Let Others Influence Our Decisions

Why we stopped letting others influence our decisions

So there I was in 2008 finishing graduate studies at Texas A&M University with a job offer that required moving to a little town called Gillette, WY. I remember my recruiter mentioning the name of the city and all I could think was “holy crap this place is going to be freezing cold”. Before you run with the idea of saying … “how were you able to say yes without even knowing where in the world this place was” …, well that’s not how it happened. My employer actually flew me there to have a look around before I took the job. Continue reading

12 Actionable Tips to Lower your Expenses and Make Extra Income

12 Actionable Tips to lower your Expenses and Make extra Income

We’ve all heard the expression “live within your means” or “spend less, save and invest the rest”. These simple yet, challenging guidelines have laid the foundation of our financial plan to achieve financial independence (FI). Continue reading

A Closer Look at my Investment Portfolio

A closer look at my Investment Portfolio

This post will take a closer look at my investment portfolio in an effort to provide more context around my investment style. The purpose is not to influence your decision on investment options or to suggest you should follow my approach, instead, my intention is to share a strategy that I’m comfortable with and that has worked for me so far. Continue reading

5 Decisions that led to $3,500+ in Annual Savings

5 decisions that led to $3,500+ in Annual Savings

I strongly believe there is always room for optimization in Personal Finance (PF). This is true to both income and expenses; however, the latter continues to be my focus because is the one I can control and influence the most. Continue reading

Asset Allocation

Asset Allocation

One strategic approach to investing is to buy a particular mix of investments that you believe will provide the return you’re seeking at a level of risk you’re willing to take. This is what we refer to as asset allocation and is nothing more than bringing the concept of diversification into an investment strategy. Continue reading