My Mid-Year Performance Review

my mid-year performance review

I recently finished delivering mid-year performance reviews to all members of my team as well as getting one from my supervisor. Overall, It was a great opportunity to touch base on goal status, opportunities for improvement and gather feedback on things I can improve to make our team a high-performing one. Continue reading

Why We Refuse To Let Others Influence Our Decisions

Why we stopped letting others influence our decisions

So there I was in 2008 finishing graduate studies at Texas A&M University with a job offer that required moving to a little town called Gillette, WY. I remember my recruiter mentioning the name of the city and all I could think was “holy crap this place is going to be freezing cold”. Before you run with the idea of saying … “how were you able to say yes without even knowing where in the world this place was” …, well that’s not how it happened. My employer actually flew me there to have a look around before I took the job. Continue reading

12 Actionable Tips to Lower your Expenses and Make Extra Income

12 Actionable Tips to lower your Expenses and Make extra Income

We’ve all heard the expression “live within your means” or “spend less, save and invest the rest”. These simple yet, challenging guidelines have laid the foundation of our financial plan to achieve financial independence (FI). Continue reading

A Closer Look at my Investment Portfolio

A closer look at my Investment Portfolio

This post will take a closer look at my investment portfolio in an effort to provide more context around my investment style. The purpose is not to influence your decision on investment options or to suggest you should follow my approach, instead, my intention is to share a strategy that I’m comfortable with and that has worked for me so far. Continue reading

5 Decisions that led to $3,500+ in Annual Savings

5 decisions that led to $3,500+ in Annual Savings

I strongly believe there is always room for optimization in Personal Finance (PF). This is true to both income and expenses; however, the latter continues to be my focus because is the one I can control and influence the most. Continue reading

Asset Allocation

Asset Allocation

One strategic approach to investing is to buy a particular mix of investments that you believe will provide the return you’re seeking at a level of risk you’re willing to take. This is what we refer to as asset allocation and is nothing more than bringing the concept of diversification into an investment strategy. Continue reading

How We Saved and Invested During the Holidays

How we Saved and Invested During the Holidays

So the 4th of July celebration has come to an end but now that we are back in Colorado I thought I’d take a break and share the story of our recent trip to The Texas Hill Country, and how we saved and invested during the holidays. Continue reading

Emotional Intelligence in FI

According to Wikipedia, Emotional Intelligence (EI) is the capability of individuals to recognize their own and other people’s emotions, discern between different feelings and label them appropriately. Continue reading

The Case for Paying Yourself First

Paying yourself first is a very popular phrase I came across when reading the Automatic Millionaire by David Bach. He also happens to be the one who created the movement around the “latte factor” but that’s one topic that deserves its own discussion. Continue reading

Three Don’ts of an Investment Strategy

If you read my post about investing now, I wonder how you felt once you finished reading through it. Instead of me speculating about your perception, I called a buddy of mine to get some constructive feedback. As it turns out his comment was that he felt the post was too bossy. Continue reading