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Tag: Investing

A Closer Look at Our Investment Portfolio

A Closer Look at Our Investment Portfolio

This post will take a closer look at our investment portfolio. The purpose is not to influence your decision on investment options or to suggest you should follow our approach. The intention is to share a strategy that we’re comfortable with and works for us.

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Moving a Taxable Account from Betterment to Vanguard

Moving a Taxable Account from Betterment to Vanguard

Betterment is a great option for those looking to start investing in the stock market. They make investing easier, affordable, and completely hands-off. They create portfolios tailored to your risk tolerance investing in passively managed Index Funds to keep your costs as low as possible.

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How I Manage My Health Savings Account

How I Manage My Health Savings Account

How I manage my HSA

A lot has been said about a Health Savings Account (HSA). It is by far the best tax-advantage vehicle created by mankind that allows eligible individuals to divert a portion of their income to an account from which they can reimburse eligible expenses tax-free and efficiently save for present or future health care expenses. If you have not yet taken advantage of an HSA, I highly encourage you to think about it but more importantly, to do your due diligence to evaluate if it would be beneficial for your personal situation.

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My First Mega Backdoor Roth Contribution

My First Mega Backdoor Roth Contribution

My First Mega Backdoor Roth Contribution

In the personal finance community, there’s a lot of back and forth between the advantages and disadvantages of Traditional and Roth IRAs. Short and long-term tax implications are normally highlighted as the main differences and are the ones that carry the heavyweight in moving the needle in either direction.

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What Is Asset Allocation?

What Is Asset Allocation?

One strategic approach to investing is to buy a particular mix of investments that you believe will provide the return you’re seeking at a level of risk you’re willing to take. This is what we refer to as asset allocation and is nothing more than bringing the concept of diversification into an investment strategy.

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How We Saved and Invested During the Holidays

How We Saved and Invested During the Holidays

So the 4th of July celebration has come to an end but now that we are back in Colorado I thought I’d take a break and share the story of our recent trip to The Texas Hill Country, and how we saved and invested during the holidays.

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The Case for Paying Yourself First

The Case for Paying Yourself First

Paying yourself first is a very popular phrase I came across when reading The Automatic Millionaire by David Bach. He also happens to be the one who created the movement around the “latte factor” but that’s one topic that deserves its own discussion.

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